The Property Sciences Group, Inc is your FHA certified appraisal company

The FHA maintains of approved appraisers for each state - The Property Sciences Group, Inc is on the roster of approved appraisers for CA. If you have an FHA-secured loan, be sure to call The Property Sciences Group, Inc, as we are approved and qualified to perform FHA appraisal reports. A certain amount of the periodic training our staff at The Property Sciences Group, Inc receives deals strictly with comprehending the FHA's documentation and their rules and procedures.

An FHA loan is backed by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lenders with protection through mortgage insurance in case the borrower defaults on his or her financial obligations. Accessible to all homebuyers, FHA loan programs are built to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lower income or less starting money to use as a down-payment on a financial transaction are helped the most from Federal Housing Administration loan programs.