Attention homeowners in Moorpark and Ventura County: Need an appraisal?

The top 7 reasons CA homeowners need The Property Sciences Group, Inc:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Ventura county's assessment of your propertyworth
  3. To lower their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a CA divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in Ventura county or CA

Need help determining the price of your home in or near Moorpark, CA?
Contact The Property Sciences Group, Inc.

We at The Property Sciences Group, Inc understand the individual needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at The Property Sciences Group, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to cancel PMI

An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. The Property Sciences Group, Inc is veterans in helping homeowners just like you dismiss unnecessary PMI insurance.

Challenge Tax Assessment

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from The Property Sciences Group, Inc is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. The Property Sciences Group, Inc can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.